Digital Transformation Services for Banking and Finance

Digital technologies and innovations to make banks more agile, efficient, and sustainable.

Bottomline is an American provider of payment systems technology for business. Bottomline products and solutions are aimed at organizing and managing domestic and international payments, efficient cash management, creating automated workflows for processing payments and verifying invoices, as well as detecting fraud, conducting behavioral analytics.

Payments and Cash Managment

Comprehensive and centralised cash and payments managment with real-time visibility and minimal implementation time via cloud-based platform

Digital Banking

Market-leading digital banking and payments platform to engage intelligenty with customers, and acquire, deepen and grow profitable relationships

Bank Connectivity

Securely communicate, reconcile and manage financial transactions across your global financial supply chain

Project Description

We created banking platform and payment system fully integrates with a bank’s core banking systems in US, UK, Canada, and Australia markets. It aims to decrease bank`s lags in cutting edge financial technologies. We participated in the creation of a processing component for a new type of payments - Real Time Payment that enables to make payments 24/7 in real time basis in USA. We also developed an integration platform IPLAT (integration Platform) for integrating system data with Core Banking Software.
Digital Banking is separate payment system and payments gateways for all payments types. It also combines a powerful customer experience platform with deeply integrated, market-proven cash management and payments as well as scrolling for loans and other risk bank transactions.


Nowadays, companies need systems that will speed up payment processes, since the more time it takes, the higher the payment goes. ACH type payments are making for 3 days-4 days, Wires are too expensive in the US (20-30 USD for 1 payment) We need to create a platform that can speed up this process. We need a system that can combine the availability of funds, final settlement, and multiple confirmations of payment


In order to pass information back and forth between counterparties communication must take place largely outside of the payment system. Lag times in payment and settlement exacerbate the communication issues. Improvement of the system to implement the functionality of new types of payments and integration of this for banking processing systems. We did IPLAT - integration platform solution in frame of this approach This is of great importance for payment systems.


The company has developed 2 micro services. The first adds a new type of payments to the Frontend, the second to the backend micro service in Java 11+, a component for integration with banks


This payment system made it possible to pay multiple times, which saves costs and makes it possible to pay bills at a convenient time without penalties. It helps to bring together capabilities from across the organization, to develop an action plan that enhances the consumer experience and the ubiquity, cost effectiveness, and security of the payment options in the short-term and long-term.

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About Us

SimpleXoft is a Software Development and IT Consulting company with more than 4 years of experience in the market. We are 35+ people, distributed in our development centers in Ukraine: Kyiv (headquarter) and Sumy. We work for large international corporations throughout the EU and US in projects that demand leading-edge software development skills. We have been providing outsourced offshore services since 2017.




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