Digital Transformation Services for Banking and Finance

Digital technologies and innovations to make banks more agile, efficient, and sustainable


What We Do

We deliver business and technology transformation from start to finish, leveraging agile methodologies, proven customer collaboration frameworks, engineering excellence tools, dedicated and out-staff teams and our award-winning proprietary global delivery platform. With over one decades of commercial software product engineering expertise and more than 8 years of globally distributed agile delivery, we focus on designing and building repeatable models to deliver your innovations to market using our best ideas and tools.

Digital Consulting

We help you transform your business to become digital by disrupting the status quo. As your partner, we guide you through all steps of the process – from innovation and design to global project delivery, to applying and bridging the gap between financial services business problems.

Regulatory and Compliance

Turn regulatory changes into opportunities. We align a deep understanding of complex financial regulations with bespoke services. Having completed over 500 projects, we have the proven ability to execute complex, scalable technology solutions while cutting regulatory overhead costs.

Digital Engineering

Our delivery teams provide innovation and continuous improvements by pairing digital proficiency with domain knowledge in capital markets, wealth management and asset management. We bind collaborative processes with a robust digital toolset, combine on-site business.

Payments Systems

We provide servises of the development payment systems for all payments types like ACH, Wires, Real Time Payments, bank's card processing. We also can implement payment processing for any business which will help you work more productively and faster, getting more opportunities


Streamline platform to improve your business. We migrate and consolidate your platforms and applications to reduce costs, boost operational efficiency and generate value. This creates greater flexibility within your existing IT infrastructure – boosting agility of your end users.

Platform Solutions

Implementing, maintaining and upgrading complex vendor platform architectures. We are a world-leading specialist in financial technology solutions, offering the best in consultative, delivery and maintenance skills. We are a trusted vendor partner for the foremost risk and trading suites.

Our Services

Mission-critical IT services unlocking the full power of Core Financial applications to your end-users.

  • Omnichannel banking ecosystems: seamless integration of all banking systems into a unified scalable platform.
  • Financial and payment services: exchange platforms, transactions tracking and business operations solutions.
  • Corporate and legal solutions for effective risk management & better credit outcomes (behavior scoring, loan & credit approval, etc.).
  • Retail Banking solutions to digitalize and automate micro-finance operations, mortgage agreements, loan processing and verification, debt collection & management, bonds trading, etc.
  • Insurance / reinsurance systems, and more.

Enabling continuous personalized experiences with digitalized services, available from the handheld mobile devices on-the-go.

  • Mobile multicomponent internet banking apps: self-service bank operations, featuring real-time customer insights, high security, and customer-focused user experience.
  • Multi-layer mobile security: 2FA, e-signature (BankID, Mobile ID), biometrics, secure cloud data synchronization, encrypted P2P mobile connections, etc.
  • Contactless NFC payment systems for encrypted user-to-merchant payments without sharing card details.

Mobile dashboards, integrated with CRM, BI and other financial systems for anytime, anywhere access to the critical business data.

  • Blockchain development: custom P2P payment and exchange platforms; near real-time operations with digital values; integration of smart contracts with common business operations; etc.
  • Robotic Process Automation (RPA): automation of common, rule-based processes and tasks, e.g., account creation and verification, loan application, claims & invoices processing, etc.
  • AI & Machine Learning: self-learning personal assistants with NLP & speech recognition, helping to automate communications and requests processing with amazing efficiency.
  • Internet of Things: behavior data collection and analysis, proactive service and better targeting through microsensors; integration of IoT features with financial apps for wearables.

Overcoming traditional architecture limitations and maximizing business effectiveness by migrating to modern platforms & technologies.

  • Banking as a Service (BaaS) & Banking as a Platform(BaaP): building a digital banking ecosystem, development of modular core banking APIs, integration with third-party services.
  • CRM, ERP, ECM implementation: a 360-degree view of customer data; revenue boost by improving customer acquisition and relationships; streamlined financial operations and internal processes management.
  • Cloud migration: full-scale migration (from common app to the whole IT infrastructure), high-performance data aggregation and powerful analytics, better time-to-market deployment with Cloud DevOps, etc.
  • Re-engineering & Modernization: reverse engineering of legacy systems, code refactoring, processes optimization.

Post migration support: workshops for clients’ employees, extensive consulting, re-documentation, 24/7 maintenance and support.

Selecting the optimal business-to-technical architecture and implementing your ideas in PoC design.

  • Open-source development: IP counseling, relevant technologies identification, licensing selection, architecture design.
  • Cloud consulting: Microsoft Azure, AWS, Red Hat OpenShift, and Google Cloud; public, private and hybrid implementations.
  • Quick mobile PoC design: selecting platforms (iOS, Android, Tizen) and approaches (native, cross-device, cross-platform); integration options assessment, UI/UX design.
  • Blockchain consulting: business requirements analysis, infrastructure potential assessment, platform selection (Hyperledger, Ripple, R3 Corda, Quorum, Exonum, BitShares, Monero, Stellar, Bitcoin, Ethereum, etc.), creation of migration strategy.
  • Databases & BI logic implementation: BI readiness assessment, selecting proper tech vendors (SAP, IBM, Oracle, Apache, Microsoft), designing DB architecture, provisioning required types of queries or reports your business may require.

Reduce business risks, increase customer confidence, and ensure control over privacy and compliance. Protect your data and business continuity with the all-round application and infrastructure cybersecurity, or cover your specific needs with a stand-alone service.

  • IT Infrastructure Security & Business Continuity: comprehensive scope of operations to prevent data losses and security threats.
  • Secure Software Development Lifecycle: implement additional layers of security into your financial systems and apps from the very start of development processes.
  • Penetration Testing and Security Assessment: helping manage vulnerabilities and protect your business from operational risks.



Review our case studies

SimpleXoft are authors of the a lot of new technical solution, approaches and interesting projects
which we are willing to share with you

Join our Partner Network now to bring your business to the next level!


Let’s talk.

Sumy City, Pervaya Zheleznodorognaya Steeet,1 Topaz Business Center Plaza, Ukraine
+3-8098-666-04-75, +3-8097-255-18-87

About Us

SimpleXoft is a Software Development and IT Consulting company with more than 4 years of experience in the market. We are 35+ people, distributed in our development centers in Ukraine: Kyiv (headquarter) and Sumy. We work for large international corporations throughout the EU and US in projects that demand leading-edge software development skills. We have been providing outsourced offshore services since 2017.




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