Farmer lending and Agricultural Commodities SaaS Platform
The ultimate goal of SaaS Platform is to provides simple single environment for farmers(borrowers), investors (creditors), insurers, traders to make lending, insurance, commodity deals smart effective, easy, quickly and accountable for all parties together with continuous receiving Business Intelligence, Artificial Intelligence analytics for all parties to improve decision-making process.
In this documents described what these business needs and targets are and how to archive them. System works based on the key roles in business processes: Farmer, Investor, Insurer, Trader. For last 3 roles system works as market place.
SaaS will take care about digitalization of full process of lending/insuring/trading activities on UA market of agricultural production. Platform is easy to customize for alignment to any company and help to set up and further managing all business process of credit analysis procedures, providing lending, collateral management, back office documents turnover.
SimpleXoft prepared Solution Architecture which includes:
- Make collecting OLAP data (legal/fields/Yields/Finance) about farmer automatically;
- Provide high quality reports and BI/AI dashboards on real time basis aimed to show accurate performance information that enables to analyze by Investor for making managerial decisions about possibilities to lend this farmer counterparty;
- To help in making managerial decisions in lending for farmers. It`s ability to build solution that can provide optimize lending schedule structure for farmers that help Investor to estimate what volume at what time is better and effective to lend for making more effective lending portfolio;
- To help farmers and investors by providing up2date data about prices on market. This aimed to help in making purchase/buying activities of commodities for both parties. This provides clear understanding about offer priced is above or below market price and gives opportunity to make deals on truly market terms and based on this assess risks related to lending.
- To provide possibilities for companies/farmers to record all data, documents and artifacts related to crops purchasing/selling in a single place available on real time basis. Beside it to get BI/AI analytics in OLAP multidimensional manner required for analyzing;
- The possibilities to making lending, insurance, trading deals in UA markets (Bilateral,) with automatic process digitalization;
- Keep records of accomplishment about Account Payables, Account Receivables and payment proceeds automatically with respect to deals made;